Use Apple Computer Financing if you don’t have the cash you need to pay for a new Apple product upfront. Remember that you often pay a lot more for the product in the end if you use financing and you should take that into consideration. There are other options for you to consider if you are willing to check it out. You could consider buying a used computer or a refurbished one directly from Apple for example.
If you have set your mind on buying a new shiny Mac and want to use financing anyway there are a few things you could do. MacMall have a few financing and even leasing options for you to consider. They also often have good deals on older models so well worth checking out.
Apple Store also offer their own apple computer financing option. They have the Barclaycard Financing Visa Card where you can down-pay in 6 or 12 months without interest. You Apply for the card directly at Apple and when they have processed your application you can use the card to buy any product in the Apple Store.
Just a little side note.. remember that in the computer world things are in fast constant development. I wouldn’t pay off a computer for more than one year. When something new comes out the value on your current computer hits the floor. With that said Macs generally hold their value longer compared to a regular Windows PC. However the Mac is in no way immune to this effect.
We live in a world today where it is easy to get credit. I made some bad credit choices earlier in my life which I regret today. Make sure you know exactly how much you are going to pay during the period and make sure you are aware of the fact that your Mac is going to be even more expensive if using credit to buy it!